Creditplus 
products & services CCJ's, mortgage arrears, no credit history & self employed
CCJ's, Mortgage Arrears, No Credit History & Self Employed
Creditplus have a unique and extensive panel of lenders meaning we can find car loans regardless of your circumstances. We believe that if we can't provide you with a car loan, no one can.
Buy confidently with Creditplus
All vehicles purchased directly from creditplus come withour Customer Promise which means you can be
assured of a quality vehicle every time.
Any vehicle supplied by Creditplus comes with a
7 day return policy.
Been Refused Before?
Just because you have been refused a loan before is no reason to believe your dream car is not attainable. You may have applied elsewhere for a personal loan and been refused. Creditplus provide an expert tailored service to fit your individual needs.
Applying multiple times will increase the number of credit checks carried out against your name. At Creditplus we do the searching for you, limiting the searches carried out and minimising the footprint left on your credit file.
We provide HP (Hire Purchase) and PCP (Personal Contract Purchase) loans, these loans are secured against the vehicle you purchase meaning they are often easier to obtain than a personal loan.
Apply for a car loan from Creditplus - even if you have been refused before.
CCJ's
You may have County Court Judgments recorded against you for missing previous payments on other accounts. Even in these cases Creditplus will usually be able to help. Our expert underwriters have close relationships with our panel of lenders, they will fight your case to get you the best deal.
Apply for car finance from Creditplus - even if you have missed mortgage payments in the past.
Mortgage Arrears
You may have had problems making your mortgage payments in the past. This is no problem as long as those arrears are now settled. We discuss your case with our lending panel and make them aware of your attitude to pay. This is an important point, it means that although you may have had problems in the past, you are now ready to build good credit by making regular payments.
Get the best deal on car finance from Creditplus - even if you have CCJ's recorded against you.
No Credit History
Having no credit history can make obtaining credit difficult. This can be a vicious circle. Good credit history can be built up or restored by taking out low cost loans or services. Making regular payments on a credit card or store card is a good way to build your credit from scratch. Registering to vote will place your name of the electoral roll and will improve your scoring.
That said, Creditplus can very often help those with no credit history at all. Call an expert advisor on 08717 502 495 or apply online.
Self Employed
Creditplus are experts at securing loans for self employed individuals. We believe that there is no reason any self employed person should miss out on the same loan someone in full-time employment could enjoy. We can ease the process for any self employed individual. As long as you can prove your income, we can help.
Call an expert advisor on 08717 502 495 or apply now for a self employed car loan.
