Car Finance

Car Finance is a specific type of finance that allows you to purchase a new or used vehicle. Car finance may also be referred to as hire purchase, as this is the type of lending agreement that will be made between the lender and the borrower. Car Finance is a popular form of finance amongst consumers as it offers highly competitive APR rates, but it can also be easier to be accepted for this type of loan as the money lent has to be used on a pre-agreed car.

At Creditplus we specialise in providing car finance to consumers. We have over 10 years experience in sourcing loans that will allow you to get the car you want. Applying for car finance through Creditplus is a quick and easy process. The application will take just a couple of minutes to complete, and unlike other car finance providers, we provide you an instant online decision.

A key benefit of applying for car finance with Creditplus is that we compare the whole car finance market and match your credit file to the most suitable lenders. This means that unlike other finance providers, we won’t send your application to multiple lenders all at once hoping that we would be able to provide you funds from one of them. It is important that we adopt an approach of only asking one lender at a time. Otherwise your credit rating may be at risk of being damaged, as making too many credit searches may lower your credit rating.

We have developed a unique process that allows us to match you to the best lender depending on the information you have provided us in your application, and the information on your credit profile. Using this technique we will get you approved quicker and more accurately ensuring you get a fast loan at the best possible rate.

Car Finance couldn’t be easier with Creditplus. We compare over 30 lenders to match your credit profile with the best car finance company for you. Our team of experienced advisors have helped many people into their new cars through our exclusive credit arrangements with other unsecured car finance, PCP (personal contract purchase) deals, HP (hire purchase) and a variety of other car finance methods. If you have already chosen your car from any dealership, our advisors can talk you through your car finance agreement. We know that one solution doesn’t fit all and we will work hard to make sure you get the best possible APR level on your loan, which in turn, means you will have lower monthly payments.

Our team of experienced advisors have helped thousands of people find and fund their dream cars. Our customer advisors are all highly trained and provide our customers with expert advice. Not only will they help you to complete the finance process, but they will also help you to find the perfect car.

All you need to do is give your customer advisor the details of the car you are looking for and they will search our national network of dealers to ensure they find you the perfect match. At this point they will also help to negotiate the price for you with the dealer, a task that many people find daunting. Once you have found the perfect car, and the car finance agreement has been completed, they will even help to arrange a delivery or collection date.

We provide you an instant online decision.