Hire Purchase

Hire purchase is a fixed monthly cost and fixed loan period ideal for consumers wanting a fixed budget. The user is effectively the owner of the vehicle, but title does not pass until the car loan is fully repaid.

As it constitutes a loan, monthly payments do not carry V.A.T. The client has cancellation rights at the halfway point in the agreement. Hire Purchase is available on cars up to 10 years old.

Get the best deal on car finance from Creditplus - even if you have mortgage arrears recorded against you. Creditplus have a unique and extensive panel of lenders across the car loans market to find car finance regardless of your circumstances, even if you have bad credit. We believe that if we can't provide you with a car loan, no one can.

Been refused for a loan before?

Even if you have been refused for a car loan in the past, Creditplus can still in most cases offer you car finance. Our knowledge and expertise means we know which lenders will offer you the best rates based on your credit status.