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Car Insurance

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We offer two levels of insurance. Choose the one that works for you (most people choose Comprehensive).

Creditplus Car Insurance Information

We know you don't want to spend ages hanging on the end of a line waiting to speak to someone. We know you hate having to find the best deal for your motor car insurance. We know you have more important things to be doing with your time. Creditplus has taken the pain out of getting insurance. There are no queues, no unnecessary chat and no endless questions. What you get is the new and better way of insuring your car - 100% online. That means a faster service - and even better still - instant, no hassle, cover, at much lower premiums.
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What We Don't Cover

Drivers we can't cover

Aged under 17 or over 75 (and policyholders aged under 21)

Not a UK resident.

With non-motoring offences unspent under Rehabilitation of Offenders Act.

Had insurance declined, cancelled, voided or special terms imposed.

More than 4 drivers on one policy.

Working part or full-time in:

entertainment & modeling

gambling & professional sports.

foreign or diplomatic service.

scrap, second-hand dealers & merchants

market & street traders.

bailiffs, debt collectors, bodyguards or doormen.

motor trade, mobile mechanics

taxi or mini-cab drivers.

couriers, despatch drivers.

mobile caterers, or fast food delivery.

Vehicles We Can't Cover

If main driver or spouse is not registered keeper & owner.

Worth more than £60,000.

Normally kept in N Ireland, Channel Islands, Isle of Man or outside the UK.

Caravans, motor-homes, motorbikes or commercial vehicles.

Imports, kit cars, classic or custom.

Modified to improve performance.

Previously written off, left hand drive, wedding cars or limousines.

Diplomatic, Q plates, emergency services or military.

Used for hire, reward, trade or delivery.

For carrying passengers for profit.

Used for racing, trials or track days.

4x4 or off-road events or as a pace car.