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Unsecured loan
This is the opposite of an secured loan. The repercussions for not meeting the car loan requirements do not involve repossession, but they could affect financial history and credit rating
Underwriting
Underwriting is the process that some finance lenders will need to put applications through in order to approve it for finance. Often this is a manual process that will involve somebody looking into key areas of the application to determine the assoiciated risk of lending money to an individual.