Creditplus can provide information on one insurer's products only and does not give any recommendations or advice. A Statement of needs is carried out in line with FSA procedures and policies.
It is impossible to know what may happen next in life. By taking out a car loan you are financially committing yourself to making set payments over the term of the finance agreement. If you were to fall sick, have an accident or lose your job, would you still be able to make the payments each month?
Income protection provides you with the reassurance that you will be able to make your necessary payments should anything happen to you or your job.
Direct Payment – In the event of a claim IncomeShield will make payments directly into your bank account.
Reassurance – IncomeShield is there for when you need it. It may also be available to you on top of sick pay or benefits depending on your entitlements.
Support – Depending on your policy IncomeShield will also help you with a 'back to work' plan and if it's needed, you could also benefit from legal advice as well.
Affordability – The average IncomeShield policy costs just £1.39 a day and your policy can be tailored to fit your budget.
Flexibility – IncomeShield can be tailored to meet your personal needs; You can choose your level of cover, choose the benefit amount and choose the benefit period.
Simplicity – You can make a claim if the any of the following scenarios occur: If you are unable to work due to an accident or sickness and require care and attention of a doctor or consultant; OR, you have stopped work and registered as a carer for a member of your immediate family; OR, you have lost you job due to circumstances out of your control and are now regisered unemployed. (Exclusions and conditions apply – policy documents will outline all of these)
If you require further information please contact your sales advisor and they will be happy discuss the benefits of IncomeShield. Alternatively call 08717 502 495 and ask to speak to one of our advisors about IncomeShield.
Paymentshield Limited (registered number 02728936) is a company registered in England and Wales at Paymentshield House, Southport Business Park, Wight Moss Way, Southport, PR8 4HQ.