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Insurance

swiftcover for cheaper car insurance

Policies


We offer two levels of insurance. Choose the one that works for you (most people choose Comprehensive).

Comprehensive - This gives the greatest cover including

  Third Party Fire & Theft - This gives less cover than comprehensive

  • Repair or replacement of your car if it is damaged or stolen.
  • Injury to you or other people
  • Damage to other people's cars
  • Windscreen repair or replacement
  • Your car stereo
 
  • Damage to other people's cars but not your own
  • Injury to other people
  • Repair or replacement of your car if it is damaged by fire or stolen

Creditplus Car Insurance Information


car insuranceWe know you don't want to spend ages hanging on the
end of a line waiting to speak to someone. We know you
hate having to find the best deal for your motor car
insurance. We know you have more important things to be
doing with your time. Creditplus has taken the pain out
of getting insurance. There are no queues, no
unnecessary chat and no endless questions. What you
get is the new and better way of insuring your car -
100% online. That means a faster service - and even better still - instant, no hassle, cover, at much lower premiums. Get a quote in seconds.

What We Don't Cover



Drivers we can't cover
  • Aged under 17 or over 75 (and policyholders aged under 21)
  • Not a UK resident.
  • With non-motoring offences unspent under Rehabilitation of Offenders Act.
  • Had insurance declined, cancelled, voided or special terms imposed.
  • More than 4 drivers on one policy.
Working part of full-time in..
  • entertainment & modeling. gambling & professional sports.
  • foreign or diplomatic service.
  • scrap, second-hand dealers & merchants, market & street traders.
  • bailiffs, debt collectors, bodyguards or doormen.
  • motor trade, mobile mechanics
  • taxi or mini-cab drivers.
  • couriers, despatch drivers.
  • mobile caterers, or fast food delivery.
Vehicles we can't cover
  • If main driver or spouse is not registered keeper & owner.
  • Worth more than £60,000.
  • Normally kept in N Ireland, Channel Islands, Isle of Man or outside the UK.
  • Caravans, motor-homes, motorbikes or commercial vehicles.
  • Imports, kit cars, classic or custom.
  • Modified to improve performance.
  • Previously written off, left hand drive, wedding cars or limousines.
  • Diplomatic, Q plates, emergency services or military.
  • Used for hire, reward, trade or delivery.
  • For carrying passengers for profit.
  • Used for racing, trials or track days.
  • 4x4 or off-road events or as a pace car.

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