Name
Tel #
select time now 10 mins 20 mins 30 mins 1 hour this pm tomorrow am tomorrow lunch tomorrow pm

Make	select make ALFA ROMEO ASTON MARTIN AUDI AUSTIN BENTLEY BMW CHEVROLET CHRYSLER CITROEN DAEWOO DAIHATSU DAIMLER FERRARI FIAT FORD HONDA HYUNDAI ISUZU JAGUAR JEEP KIA LANDROVER LDV LEXUS LOTUS MASERATI MAZDA MERCEDES MG MINI MITSUBISHI MORRIS NISSAN PERODUA PEUGEOT PORSCHE PROTON RANGE ROVER RENAULT ROLLS ROYCE ROVER SAAB SEAT SKODA SMART SSANGYONG SUBARU SUZUKI TOYOTA TRIUMPH TVR VAUXHALL VOLKSWAGEN VOLVO
Model	model
Term	1 yr 2 yrs 3 yrs 4 yrs 5 yrs

Budget p/m	£
Deposit	£

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Contract Hire

A pre-determined rental payment. The vehicle is supplied by the finance company, who takes full responsibility for it's depreciation, administration and funding costs. If a maintenance contract is included, responsibility is extended to the provision of all servicing and repairs (excl. accident repairs, but inc. tyre's, exhausts etc..). Typically, it also covers the Road Fund License and replacement vehicles where specified. The rental calculation is built on time & mileage and sometimes cost of maintenance (where included in the contract). Contract hire is about purchasing a service (not just the vehicle) at a fix and pre-determined price, therefore quality of service can be as important as price. The vehicle also stays off the customer's balance sheet, thus not degrading their credit position as much as it otherwise would.

Finance Lease

A Finance Lease is as flexible to the point that it may be a balloon, or a fully amortised lease. The balloon option has a larger final payment (?the balloon payment?), which is calculated at the outset. The latter option (amortised loan) costs include the total cost plus interest repaid in monthly installments throughout the term of the lease. Although title remains with the lender, the customer is responsible for selling at the end of the contract.

Contract Purchase

A conditional sale agreement which is structured as the customer contracting to buy the vehicle over a definite period of time. Typically it will incorporate full maintenance (as does Contract Hire). Usually there will be a final balloon payment (a single large final payment), after this legal ownership passes to the customer.

The customer has 3 options at the end of contract:

• Return the vehicle to the leasing company
• Purchase the vehicle at the pre-determined residual value (balloon payment)
• Retain the vehicle and re-finance the balloon payment.

Lease Purchase

Lease Purchase is very much like a Hire Purchase contract that includes a single larger payment at the end of the contract (balloon payment). This will reduce the monthly payment during the contracts life. Repayments do not carry VAT, for tax purposes capital cost is written down in the same way as Hire Purchase.