Car Finance Calculator


Find out what your monthly repayments will be for the loan you require using our car finance calculator.

Your monthly budget
Repayment period
Your credit rating
Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.
You could borrow up to £7,930

With monthly payments of £250

Over a period of 3 years
You could borrow up to £12,200

With monthly payments of £250

Over a period of 3 years

Loan Options

We provide a choice of loan options to help you find the right finance package for your individual circumstances.

PCP

Personal Contract Purchase

Lower monthly repayments

Optional balloon payment or hand the car back

Monthly payments based on annual mileage limits

No ownership until final payment is made


Learn more
PCP

Hire Purchase

Fixed monthly repayments

You own the car at the end of the agreement

All interest spread evenly across monthly instalments

No annual mileage limits


Learn more
PCP

Lease Purchase

No annual mileage limits

Lower monthly repayments than hire purchase

Final balloon payment required at the end of contract

Defer up to 31% of the purchase payment


Learn more

Looking For Extra Assistance?

Our team of friendly and experienced customer advisors are always happy to discuss your options with you. 
Simply complete our quick, no-obligation online application (without affecting your credit score) and your dedicated advisor will be in touch.


Check My Eligibility
or call us on 0333 6000 290

Best Car Deals

We can find, prepare and deliver the best car for you, all you need to do is tell us which model you like!


Simple Online Application

If you’re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Check My Eligibilty
or call us on 0333 6000 290

Our customers love us!

Excellent 882 reviews on Trustpilot
Excellent Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent service Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool

Car Finance Calculator

Find out what your monthly repayments will be for the loan you require using our car finance calculator.

Your monthly budget
Repayment period
Your credit rating
You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years

You could borrow up to £x

With monthly payments of £x

Over a period of x years

Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.

Loan Options

We provide a choice of loan options to help you find the right finance package for your individual circumstances.

HP
Fixed monthly repayments

You own the car at the end of the agreement

All interest spread evenly across monthly instalments

No annual mileage limits


Learn more

PCP
Lower monthly repayments

Optional balloon payment or hand the car back

Monthly payments based on annual mileage limits

No ownership until final payment is made


Learn more

LP
No annual mileage limits

Lower monthly repayments than hire purchase

Final balloon payment required at the end of contract

Defer up to 31% of the purchase payment


Learn more

Looking For Extra Assistance?

Our team of friendly and experienced customer advisors are always happy to discuss your options with you. 
Simply complete our quick, no-obligation online application (without affecting your credit score) and your dedicated advisor will be in touch.

Check My Eligibility

Best Car Deals

We can find, prepare and deliver the best car for you, all you need to do is tell us which model you like!

Simple Online Application

If you’re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Our customers love us!

Excellent

Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy

This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent customer
service

Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool

Car Finance Calculator

Find out what your monthly repayments will be for the loan you require using our car finance calculator.

Your monthly budget
Repayment period
Your credit rating
You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years

You could borrow up to £8,000

With monthly payments of £250

Over a period of 2 years

Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.

Loan Options

We provide a choice of loan options to help you find the right finance package for your individual circumstances.

HP
Fixed monthly repayments

You own the car at the end of the agreement

All interest spread evenly across monthly instalments

No annual mileage limits


Learn more

PCP
Lower monthly repayments

Optional balloon payment or hand the car back

Monthly payments based on annual mileage limits

No ownership until final payment is made


Learn more

LP
No annual mileage limits

Lower monthly repayments than hire purchase

Final balloon payment required at the end of contract

Defer up to 31% of the purchase payment


Learn more
Check My Eligibility

Looking For Extra Assistance?

Our team of friendly and experienced customer advisors are always happy to discuss your options with you. 
Simply complete our quick, no-obligation online application (without affecting your credit score) and your dedicated advisor will be in touch.

Check My Eligibility

Best Car Deals

We can find, prepare and deliver the best car for you, all you need to do is tell us which model you like!

Simple Online Application

If you’re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

or call us on 0333 6000 290

Our customers love us!

Excellent

Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy

This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent customer
service

Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool