Car Finance Calculator Car Valuation Tool Loan Options Car Finance Explained

Car finance calculator


Find out what your monthly repayments will be for the loan you require using our car finance calculator.

Monthly budget
Repayment period
Credit rating
Illustration: Based on a excellent credit rating borrowing £5,190 on a hire purchase agreement over 36 months, a representative APR of 7.8% and a deposit of £0.00, the amount repayable would be £250 a month, with a total cost of credit of £809.69 and a total amount payable of £6,000.00.
Hire purchase

You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years

What are my options?

You’ve got plenty of options for financing your next car. Most popular of which are these:

PCP

Personal Contract Purchase

Lower monthly payments. Optional purchase fee at the end. No ownership until the final purchase payment.

A unique point about PCP here

A unique point about PCP here

A unique point about PCP here


Learn more
PCP

Hire Purchase

Fixed monthly payments. Fixed interest rate, and all interest spread evenly across the finance period. No annual mileage limits.

A unique point about PCP here

A unique point about PCP here

A unique point about PCP here


Learn more
PCP

Lease Purchase

Available for all all credit profiles. Fixed monthly payments. Can defer up to 31% of payment to the end of the agreement.

A unique point about PCP here

A unique point about PCP here

A unique point about PCP here


Learn more
Still not sure which is best for you?
Use our helpful articles and breakdowns to learn about car finance, lending
options and other services we provide.

Car Finance Options
or call us on 0333 6000 290

Simple online application

If you’re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Apply now

or call us on 0333 6000 290

Our customers love us!

Excellent 882 reviews on Trustpilot
Excellent Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!
Kyle, Kidwelly
Easy Peasy This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent service Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Sian, Liverpool

Car finance calculator

Find out what your monthly repayments will be for the loan your require using our car finance calculator.
Monthly budget
Repayment period
Credit rating

You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years

Illustration: Based on a excellent credit rating borrowing £5,190 on a hire purchase agreement over 24 months, a representative APR of 7.8% and a deposit of £0.00, the amount repayable would be £250 a month, with a total cost of credit of £809.69 and a total amount payable of £6,000.00.
PCP
Lower monthly payments. Optional purchase fee at the end. No ownership until the final purchase payment.
PCP
Fixed monthly payments. Fixed interest rate, and all interest spread evenly across the finance period. No annual mileage limits.
PCP
Available for all all credit profiles. Fixed monthly payments. Can defer up to 31% of payment to the end of the agreement.
Simple online application

If you/re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Our customers love us!
Excellent

Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy

This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent customer
service

Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool