Car finance calculator


How much can you borrow? Enter what monthly repayments you can afford and find out below.

Your monthly budget
Repayment period
Your credit rating
Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.

You could borrow up to £7,930

With monthly payments of £250

Over a period of 3 years

You could borrow up to £12,200

With monthly payments of £250

Over a period of 3 years

Your Loan Options?

You’ve got plenty of options for financing your next car. Most popular of which are these:

PCP

Personal Contract Purchase

Lower monthly payments. Optional purchase fee at the end. No ownership until the final purchase payment.

Lower monthly payments

Optional car ownership at end

For those with a good credit score


Learn more
PCP

Hire Purchase

Fixed monthly payments. Fixed interest rate, and all interest spread evenly across the finance period. No annual mileage limits.

Fixed monthly payments

Car ownership at end of agreement

Open to all credit profiles


Learn more
PCP

Lease Purchase

Available for all all credit profiles. Fixed monthly payments. Can defer up to 31% of payment to the end of the agreement.

Fixed monthly payments

Option to defer up to 31%

Open to all credit profiles


Learn more

Not Sure What Option Is Best For You?

Our friendly and experienced Customer Advisors are always happy to discuss your options with you. Simply complete an application (no obligation, no affect to your credit profile) and your dedicated Advisor will be in touch.

Your Advisor will talk you through the loan options that are best for you and your personal circumstances.

Alternatively, have a browse through out Car Finance Options section that contains all the information you need to know before applying for car finance.


Car Finance Options
or call us on 0333 6000 290

Best car deals

We can find, prepare and deliver the best car for you, all you need to do is tell us which model you like!


Simple online application

If you’re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Check My Eligibility
or call us on 0333 6000 290

Our customers love us!

Excellent 882 reviews on Trustpilot
Excellent Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent service Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Sian, Liverpool

Car finance calculator

How much can you borrow? Enter what monthly repayments you can afford and find out below.
Your monthly budget
Repayment period
Your credit rating

You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years


You could borrow up to £x

With monthly payments of £x

Over a period of x years

Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.

Your Loan Options?

You’ve got plenty of options for financing your next car. Most popular of which are these:

PCP
Fixed monthly payments. Fixed interest rate, and all interest spread evenly across the finance period. No annual mileage limits.

Fixed monthly payments

Car ownership at end of agreement

Open to all credit profiles


Learn more

PCP
Lower monthly payments. Optional purchase fee at the end. No ownership until the final purchase payment.

Lower monthly payments

Optional car ownership at end

For those with a good credit score


Learn more

PCP
Available for all all credit profiles. Fixed monthly payments. Can defer up to 31% of payment to the end of the agreement.

Fixed monthly payments

Option to defer up to 31%

Open to all credit profiles


Learn more
Check My Eligibility

Still not sure which is best for you?

Our friendly and experienced Customer Advisors are always happy to discuss your options with you. Simply complete an application (no obligation, no affect to your credit profile) and your dedicated Advisor will be in touch.

Your Advisor will talk you through the loan options that are best for you and your personal circumstances.

Alternatively, have a browse through out Car Finance Options section that contains all the information you need to know before applying for car finance.

Car Finance Options

Simple online application

If you/re unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

Our customers love us!

Excellent

Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy

This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent customer
service

Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool

Car finance calculator

How much can you borrow? Enter what monthly repayments you can afford and find out below.
Your monthly budget
Repayment period
Your credit rating

You could borrow up to £5,190

With monthly payments of £250

Over a period of 2 years


You could borrow up to £8,000

With monthly payments of £250

Over a period of 2 years

Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.

Your Loan Options?

You’ve got plenty of options for financing your next car. Most popular of which are these:

HP
Fixed monthly payments

Car ownership at end of agreement

Open to all credit profiles


Learn more

PCP
Lower monthly payments

Optional car ownership at end

For those with a good credit score


Learn more

LP
Fixed monthly payments

Option to defer up to 31%

Open to all credit profiles


Learn more
Check My Eligibility

Still not sure which is best for you?

Our friendly and experienced Customer Advisors are always happy to discuss your options with you. Simply complete an application (no obligation, no affect to your credit profile) and your dedicated Advisor will be in touch.

Your Advisor will talk you through the loan options that are best for you and your personal circumstances.

Alternatively, have a browse through out Car Finance Options section that contains all the information you need to know before applying for car finance.

Car Finance Options

Simple online application

If you're unsure what you can afford then why not let us help you - you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly.

or call us on 0333 6000 290

Our customers love us!

Excellent

Excellent customer service. Quick easy and prompt. Got me a great deal and the car I was looking for! Would highly recommend to anyone!

Kyle, Kidwelly
Easy Peasy

This is the second time I’ve used Creditplus to buy a car, and to be honest, I wouldn’t really do it any other way.

Sarah, Midlothian
Excellent customer
service

Clear and helpful throughout the process. Really pleased and looking forward to driving my new car.

Sian, Liverpool