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quoteCreditplus is the UK's leading Online Car Finance Website.quote

Car Finance Calculator

Use one of our car finance calculators to work out your monthly payments on your car finance. This can help you to understand what budget you might have for a car. You can then plan how much you can afford each month, how many months you wish to take the car finance over, the amount you have available as a deposit and your car insurance options to generate the total amount you can afford to spend on a car.

If you know how much you need for the car you’re buying, but would like to get an idea of how much this is likely to cost per month then our free car finance calculator can tell you that too ††.

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number Deposit / Part Exchange
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number Price of Vehicle
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Total Amount Payable


48 Monthly Payments of


Representative APR *


Are you unsure about your credit status ?

GAP Insurance

Should your car be stolen or become written off, GAP Insurance will pay the difference between the amount paid by your insurance company and any finance still outstanding on the vehicle.

i.e. if you paid £10,000 for your car and your insurance pay out is £6,000, and your finance owed was £9,500: GAP insurance will pay the remaining £3,500.


Income protection Insurance provides you with the reassurance that you will be able to make your necessary payments should anything happen to you or your job.

If you were to fall sick, have an accident or lose your job, would you still be able to make the payments each month?

Read our Income Protection Insurance page for more details.

* APR's stated are for illustration purposes only – a full quotation to SECCI compliance available on request

†† Disclaimer: Quotes generated by this 'Car Finance Calculator' are powered by the finance settings chosen by the user. All the quotes are based on prime interest rates, and are subject to change. In addition the quotes do not take into account any customer information or circumstances which can affect an individuals chance of getting finance for a vehicle. The figures provided by the Car Finance Calculator are quotes and do not represent an acceptance for a loan of any kind. As the quotes are subject to a users personal circumstances and lender requirements, full confirmation on the price to be paid (including all related lender fees) will be detailed in the lenders customer documentation pack

3 Easy steps to getting approved car finance

We compare over 90 car finance lending options to find you the best car loan, saving you time, effort and money.

  • Choose a car from any UK dealership
  • Ask a Creditplus advisor to help you find your perfect car
  • Or select a car from thousands of vehicles on our website

Cars provided by Creditplus can be delivered to your home or work address.

  • Instant online lending decision
  • 14 day money back guarantee
  • Regulated by the FCA

Why Choose Creditplus Car Finance?

  • Instant online lending decision
  • We compare car loans to secure the most competitive deal
  • Download your car finance documents online
  • FCA (Financial Conduct Authority) regulated
  • 7 day money back promise
  • Part exchange your used car
  • FREE Car Finance Calculator

94% of our customers recommend our car finance service!

Consumer Credit Trade Association

We are regulated by:

FCA (Financial Conduct Authority)