Free Credit Rating Guide

Have you lived in the UK for at least the last 3 years?

Are you aged between 21 and 65?

Have you been employed / self employed for the last 12 months, and take home a minimum of £900 per month?

Are you on the voters roll?

Have you ever obtained credit?

Have you obtained credit at your current address?

Are you up to date on Mortgage payments?

Do you have any Credit cards exceeding their limits?

Have you been up to date with credit card or loan payments within the last 12 months?

Have you fallen behind on payments but are bringing them up to date?

Have you ever exceeded your overdraft limit?

Are you often overdrawn on your bank account?

Do you have county court judgements (CCJ's) that are outstanding for unpaid bills or loans?

Do you have any satisfied/settled county court judgements (CCJ's)?