Our Story

Creditplus was founded in 2004 and since then we've grown substantially to become a leading car finance company. Our vision is to provide customers with the best possible levels of service and to create innovative technology which constantly pushes the market forward.

Who are Creditplus?

We were founded in 2004 and have helped to facilitate more than £100 million worth of car loans, making us one of the leading car finance companies in the UK. Our vision is to combine web technology with the traditional processes of car finance so we can provide our customers with a far superior experience to other car finance companies. With a great reputation for customer service, a market leading website and a team of expert Customer Advisors, we've become one of the leading car loan companies in the UK. We pride ourselves on our innovative approach and in creating technology which enables our customers to make informed decisions about the car finance options they choose.

Financial services we provide

The initial aim of Creditplus was to provide customers with unique car finance solutions. We've developed and grown during our years in business so that we're able to provide a large range of finance products; we now provide car finance, van finance and business finance options.

One of the core functions of Creditplus is our ability to provide expert advice about the financial products we offer so that you're able to choose the best option for your personal circumstances. We offer products to suit varying credit ratings and have a broad selection of finance products available.

It's not just the finance itself that we can help you with; we can also utilise the expert knowledge of our Customer Advisors and Vehicle Buying team to source your vehicle as well. Our Vehicle Buying team are devoted to sourcing the highest quality of vehicles, and we've built a national network of trusted dealers which means we have a wide range of cars at our disposable. This is optional and if you'd prefer to source your own car, we can just find the best finance option for you. 

What sets us apart from the competition

Applying Wont Affect Your Credit

We differ from other car finance companies as we aim to build and develop advanced tools and software which push the market forward in order to make it more consumer friendly. We pride ourselves on taking an ethical approach to car finance and our customer's interests are our first priority. We create tools with our customers in mind which educate and allow them to make the most informed decisions. We also ensure we keep our customers informed at every step of the journey and understand the importance of excellent communication at all times. Read more about our Ethical Lending policy. We've created bespoke software that allows us to carry out a ‘soft search’ on our customers which doesn’t leave a mark on their credit file. This has allowed us to move away from a manual underwriting process that was prone to mistakes and which could lead customers to be proposed to lenders that they were never likely to be accepted by. This process is different to any other car finance provider and provides our customers with a far superior experience.

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.