Car finance is easy with Creditplus

If you're looking for car finance, Creditplus can help. We provide a simplified service that assists in finding you the best finance deal for your next car. We can provide finance for a car you've already found - either from a dealer or private seller - or we can help find a car for you using our unique Find, Fund & Deliver service.

As a car finance specialist, we can help with all your car buying needs, no matter what you're looking for. If you're thinking of buying or leasing a new or used car, we'll work hard to get you the best car finance deal possible.

Because we pride ourselves on being an ethical lender, we're also committed to handling your finances responsibly. We'll treat you fairly all while ensuring that we do everything possible to get you the finance you need for the car you want at the lowest possible rate.

Why choose Creditplus?

We'll find you the best deal

You can buy new or used cars

We can offer purchase or leasing options

A huge selection of cars on finance available

Get a fast online decision

Your own dedicated Customer Advisor

Car finance from Creditplus


Choosing finance to buy a new or used car is becoming increasingly popular; it offers highly competitive APR rates and it's often easier to have a finance agreement accepted in comparison to a personal loan. With car finance you have a whole range of options to choose from, including Hire Purchase, Personal Contract Purchase and leasing options.

If you're unsure about which finance product would best suit your needs, contact us or visit our interactive Car Finance Options tool, to give you an indication on which product would best suit you.

How does Creditplus work?

At Creditplus we specialise in providing finance to customers from all financial backgrounds. We have more than 10 years' experience in sourcing loans that allow customers to buy the car they want at a competitive and attractive price. Buying a car on finance through Creditplus is a quick and easy process; applications take just a few minutes to complete and, unlike other finance providers, we provide you with an instant online decision. (Representative APR of 9.9%).

A key benefit of applying with Creditplus is that we compare car finance deals from across the whole market. To do this, we have developed a unique process that allows us to match you to the most suitable lender depending on the information you’ve provided in your application and the information on your credit profile. This not only follows our ethical approach to lending, but it also means we’ll get your application approved quickly and accurately. By getting you the best possible APR rate, this will mean you'll have lower monthly payments.

If you've already chosen your car from a dealership, our Advisors can talk you through your finance agreement, as we can finance a car that you've found outside of our network. Alternatively, if you're unsure of the exact car you want, you can take advantage of our Find, Fund & Deliver service.

Getting car finance with Creditplus couldn’t be easier. Our team of experienced Advisors are ready and waiting to help you get the finance you find for the car you want.

How car finance works

Looking for car finance but unsure about your credit rating?

Here at Creditplus, we understand that not everyone has a perfect credit rating. In fact, we are well aware that the majority of the market is in the sub-prime or non-prime market. So what does that mean for those who have bad credit who still want to take advantage of our car finance solutions?

We have a dedicated page for those with poor or bad credit ratings who want to apply for credit. Visit our bad credit car finance page for more details on how we can help you.

Need some Help & Advice?

Car finance can be a daunting prospect, so we've developed our Help & Advice centre that's filled with everything you need to know to make financing a car much easier to understand.

You can also visit our Car Finance Options page for a breakdown of the different types of finance available.

Do you need help finding the right car for you?

Creditplus can source a car for you from our extensive network of established and trusted UK dealers. Once you've submitted your application, our experienced Advisors will look at your car finance options and discuss the type of car you're looking for. Find out more about our Find, Fund & Deliver service.

Unsure about your credit score?

Calculating and understanding your credit score can be confusing, so it's important to fully understand this before making any decisions. Our Credit Rating Tool will help give you an idea of what your credit rating is likely to be, while our Credit Clinic explains more about credit ratings, what causes each one, the steps you can take to improve your rating and several useful resources for free and impartial advice.

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.