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Car Finance Glossary
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A
Annual mileage
Annual percentage rates (APR)
Arrears
B
Bad credit
Balloon payment
Bankruptcy
Broker
C
Car warranty
Complaint
Conditional Sale Agreement
Consumer Credit Act
Cooling-Off Period
Cost of Credit
County court judgement (CCJ)
Credit agreement
Credit report
Credit score
D
Deposit
Depreciation
E
Equity
F
Financial Ombudsman Service (FOS)
Fixed interest rate
Flat rate
Forecourt finance
Fronting
G
GAP insurance
Guaranteed car finance
Guaranteed future value (GFV)
H
HPI check
I
Interest rate
J
Joint application
K
Key facts document
L
Legal Ownership
M
Monthly payments
N
Negative equity
Net income
O
P
Part exchange
Q
R
Repossession
Residual value
RTI Gap Insurance
S
SECCI
Secured loan
Short term loan
Soft credit search
T
Term length
U
Underwriting
Unsecured loan
V
Variable interest rate
VIN (Vehicle Identification Number)
W
X
Y
Z
Zero percent car finance
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
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Y
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