Creditplus Blog

Award winning car and finance blog

Car Finance Advice

News and insight from Creditplus, the UK’s leading car finance provider. We look at what’s going on in the industry and the best deals available right now. If you have a question about car finance, we have the answer.


5 Things You Need to Know Before Making a Joint Car Loan Application

If your credit score isn’t too great, getting approved for car finance can sometimes be a tricky business. And while certain companies (including Cred... Read More

Is Hire Purchase The Best Option For You?

With car finance there is no “one size fits all”. What may be the best option for your friend or your family member, may not be the best solution for ... Read More

Soft vs Hard Credit Search - How do they impact your credit score?

Whenever you apply for any type of credit, whether it’s a car loan, mortgage or a personal loan, it’s mandatory for lenders to perform what’s known as... Read More

Get The Best Car Finance Deal – What you need to know about interest rates

There’s no getting away from the fact that interest rates are a pretty dull subject. And as human beings, we’re pretty terrible for blocking out matte... Read More

How can RTI GAP insurance benefit you?

In the UK an average of 384,000 vehicles are written off every year - that’s the equivalent to one write-off every 90 seconds. Therefore, it’s essenti... Read More

Why should I choose online car finance?

When it comes to buying a new car, you have several options to choose from. You can save up some money and pay cash. You can part exchange your existi... Read More

7 things to consider to get the best car finance deal

You’ve decided to take out a car finance agreement – fantastic. Very soon you’ll be able to hit the road in your new set of wheels, but before you jum... Read More

Does Guaranteed Car Finance Exist?

Guaranteed car finance is a term that you may already be familiar with. If you’re not, it’s pretty self-explanatory as it literally means you are guar... Read More

How to improve your credit score - and maintain it

Having a bad credit score can often feel like a heavy burden you’re never going to lift. However, while it may not happen overnight, we’re here to tel... Read More

PCP Explained

First introduced to the UK by Ford in 1992, PCP has grown to be an extremely popular finance option for motorists who are looking to get behind the wh... Read More