Creditplus Blog

Award winning car and finance blog

Car Finance Advice

News and insight from Creditplus, the UK’s leading car finance provider. We look at what’s going on in the industry and the best deals available right now. If you have a question about car finance, we have the answer.


7 Things That Can Cause Your Credit Rating to Drop

When it comes to finance, the most important thing you have to consider is your credit rating. Having an understanding of your credit rating will allo... Read More

How to Make Your Car Worth More – GMFV Explained

When it comes to car finance, the most popular car buying method by far is Personal Contract Purchase, commonly referred to as PCP. For those with goo... Read More

9 Tips to Save Money on Your Car

When it comes to your monthly finances, your car can be one of the most expensive. All it takes is a bit of laziness or a lack of foresight, and you c... Read More

Top 10 Tips for Managing Your Finances

We all wish we could make the money in our bank account stretch that little bit further. But we also don’t want to spend our lives penny pinching, bei... Read More

Who is The Legal Owner of a Car on Finance?

Car finance is one of the best ways to fund the purchase of a new car. By spreading the cost across manageable monthly payments, you can get behind th... Read More

Balloon Payments - Cheaper Monthly Repayments?

Unsure what a balloon payment is? Confused about how they work or how it impacts your monthly repayments? - Our guide provides all the answers you nee... Read More

5 Things You Need to Know Before Making a Joint Car Loan Application

If your credit score isn’t too great, getting approved for car finance can sometimes be a tricky business. And while certain companies (including Cred... Read More

Is Hire Purchase The Best Option For You?

With car finance there is no “one size fits all”. What may be the best option for your friend or your family member, may not be the best solution for ... Read More

Soft vs Hard Credit Search - How do they impact your credit score?

Whenever you apply for any type of credit, whether it’s a car loan, mortgage or a personal loan, it’s mandatory for lenders to perform what’s known as... Read More

Get The Best Car Finance Deal – What you need to know about interest rates

There’s no getting away from the fact that interest rates are a pretty dull subject. And as human beings, we’re pretty terrible for blocking out matte... Read More