Side view of a white electric vehicle. The front 50% has a pink background, and the rear 50% has a blue background. This represents the different options of dividing an electric car’s value through electric vehicle finance.

Electric Car Finance

Electric Car Finance with Creditplus

We’re a leading car finance specialist, with a 5* Google rating and excellent Trustpilot rating.

Having been operational since 2004 we have developed strong relationships with the top UK lending banks, and can offer our customers a wide range of flexible finance options to suit their individual needs.

If you have already found the car you want then simply complete a quick online application, and an experienced member of our sales consultant team will be in touch.

Electric Cars Overview

With the ban on new petrol, diesel, and hybrid cars in 2030 rapidly nearing, the thought of switching to an electric car could be an unsettling thought for many. However, electric vehicles are starting to fit into people’s lifestyles now more than ever, with worries such as range, charging infrastructure and price becoming a thing of the past.

Many of the world’s leading car manufacturers now offer at least one EV option from their range, so there’s a huge selection to choose from. Whatever type of electric vehicle you’re looking for, you can turn your dream into reality by spreading the cost into affordable monthly payments with our flexible finance packages.

Electric Car Finance - how it works

At Creditplus we specialise in electric car finance and have been successfully helping our customers finance and find their cars since 2004. With so much experience we've become very good and efficient at providing this service and our excellent Google review rating shows that our customers agree.

But our service doesn't end there! Creditplus will fully vet the vehicle and dealership to ensure you’re getting a great deal. We’ll let you know the MOT status including recent history, service history, warranty status, ensure the vehicle hasn’t been written off or stolen, vet the dealership and let you know whether there are any potential dealership issues to be made aware of such as bad reviews, negative trading history or regulatory concerns- at no extra cost.

To start, simply complete our easy-to-use online application form with your contact details, address and employment details.

We’ll then run a quick Soft Search to check your eligibility and you’ll get a decision straight away - don't worry as this won’t impact your credit score. You’ll be told how much you could borrow and what interest rate you is likely to be set for your electric vehicle loan.

Once you’re approved, one of our friendly and experienced consultants will be in touch to discuss your finance options. The most popular electric car finance options include personal contract purchase (PCP), hire purchase (HP), and lease purchase (LP). There are also many electric car leasing deals available. Whether you want to own your electric car outright, return your car at the end of the agreement, or keep your options flexible, we are happy to help to direct you towards the most suitable option for financing your electric car.

If you’ve already found the electric car that you want, we’ll process the funds straight away so you can get behind the wheel of your new car as soon as possible.

If you haven’t yet found a car that you want, or you would like to browse our stock, then you can either search for a car yourself using our car search portal. Or alternatively, your dedicated consultant will be happy to assist you find the perfect electric car. 

For the best used electric car finance deals, simply complete our form and a sales consultant will be in touch.

Information required to apply:

Your contact details
3 years' address history
3 years' employment details

Electric Cars Explained

Electric cars are vehicles powered by a lithium-ion battery, either completely, or partially. Electric cars can come in three types, all-electric battery EV (BEV), Plug-in hybrid (PHEV), and Hybrid (HEVs). Many electric cars are charged through charging points which are either installed to your own home or building if feasible or using one of the electric chargers in your local area. Electric vehicles (EVs) have hugely developed over the last few years, and some people say they are the future of automotive.

Electric cars do not pay any road tax, require less maintenance work due to their lack of combustion engine, and can travel through many traffic restriction zones thanks to their absence of exhaust emissions.

Ready to get your electric car finance started?

Your application only takes a couple of minutes and won’t affect your credit score.

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