Side view of a red and black motorbike. The front 30% has a pink background, the middle 40% has a white background, the rear 30% has a blue background. This represents the different options of dividing a motorbike’s value through motorbike finance.

Motorbike Finance

Motorbike Finance with Creditplus

Let us help you to secure the best motorbike finance available across our panel of lenders, and become one our many customers that have rated us 5* on Google and excellent on Trustpilot.

Having been operational since 2004, we have developed strong relationships with the top UK lending banks and can offer our customers a wide range of flexible finance options to suit their individual needs.

If you have already found the bike you want then simply complete a quick online application and an experienced member of our sales consultant team will be in touch; they will detail what finance options are available to you to enable you to make an informed choice. All finance options offered to you will be tailored to your needs and individual circumstances.

Alternatively, if you would like us to help you source the bike you want, simply complete our online application form and a sales consultant will be in contact to discuss your options and your requirements.

Calculate your Motorbike finance

My monthly budget is

To be paid over

4 Years

My credit score is

You could borrow
£14,273

Total amount payable
£16,200

Total cost of loan
£1,927

Get a Quote
No initial impact on your credit score

Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 23.9%, an annual interest rate of 23.9% (Fixed) and a deposit of £0.00, the amount payable would be £234.76 per calendar month, with a total cost of credit of £3,768.48 and a total amount payable of £11,268.48. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your credit score but a hard search will be added to your credit profile if you decide to proceed with finance.

Calculate your finance

My monthly budget is

To pay over

3 Years

My credit score is

You could borrow

£14,273

Total amount payable

£16,200

Total cost of credit

£1,927

Get a Quote
No initial impact on your credit score

Motorbike Finance - how it works

As a vehicle finance specialist, Creditplus have been successfully helping customers finance and find their vehicles since 2004. With so much experience we've become very good and efficient at providing this service and our excellent 5*Google and Trustpilot rating shows that our customers agree.

But our service doesn't end there! Creditplus will fully vet the vehicle and dealership to ensure you’re getting a great deal. We’ll let you know the MOT status including recent history, service history, warranty status, ensure the vehicle hasn’t been written off or stolen, vet the dealership and let you know whether there are any potential dealership issues to be made aware of such as bad reviews, negative trading history or regulatory concerns- at no extra cost.

To start, simply complete our easy-to-use online application form with your contact details, address and employment details.

We’ll then run a quick Soft Search to check your eligibility and you’ll get a decision straight away - don't worry as this won’t impact your credit score.

Once you’re approved, one of our friendly and experienced consultants will be in touch to discuss your finance options.

If you’ve already found the bike you want, we’ll process the funds straightaway so you can jump on your new bike as soon as possible.

If you haven’t yet found the bike you like, or you would like some help to decide whar's right for you, then your dedicated consultant will be happy to assist you find the perfect one.

For the best motorbike finance deals, simply complete our No-obligation Application form and a sales consultant will be in touch.

Information required to apply:

Your contact details

3 years' address history

3 years’ employment details

Finance Options Available

Hire Purchase (HP)

The cost of your loan is divided into equal monthly repayments, with a fixed interest rate. Your mileage is not limited, so you can enjoy maximum freedom on the roads. Once all payments have been settled – the bike is all yours. Many people still like this type of financing, because it's a loan option that is familiar to most, easy to understand and budget for.

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Lease Purchase

Looking for low monthly payments but still want to own the bike? The best thing about lease purchase is that you can choose to defer part of your loan to the end of your agreement, which is ideal if you want to keep your monthly repayments low. With lease purchase, you’re not restricted by annual mileage limits, and once you’ve paid the final balloon payment, you own the bike outright.

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Personal Contract Purchase (PCP)

PCP finance on a motorbike gives you the widest choice of options at the end of your contract; you can either exchange your bike for a newer model, return it to the lender and walk away, or pay the balloon payment to own the vehicle. PCP is popular with people who like to upgrade their bikes regularly, and those wanting to keep their payment costs as low as possible.

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To discuss your finance options for a motorbike with a dedicated consultant, simply provide your details using our Online Application form.

Motorbike Finance FAQs

We finance motorbikes of all shapes and sizes. Whether you’re looking for bike finance for a 125cc, or superbike finance for a 1200cc, we have a wide range of finance options to suit every requirement.

And with both used motorbike finance deals, and brand-new bike finance options to choose from, we cater for all budgets.

Yes. If you haven’t got spare cash for a deposit - don’t worry! We offer a wide range of flexible finance options including a zero-deposit option, subject to approval.

Check Your Eligibility for no deposit motorbike finance today, without affecting you credit score.

Yes. A number of our lenders specialise in finance solutions for individuals with bad credit. This means we can often provide finance for individuals that have been refused motorbike finance elsewhere.

So why not Check Your Eligibility today - without affecting your credit score?

With our extensive range of lending options, we can provide loans starting from £3,500, although maximum loan amounts may vary among each lender.

Calculate your budget today using our quick and easy Bike Finance Calculator.

If you’ve already found the motorbike you want - we can help you with the finance straight away.

Simply Apply Online today and a friendly motorbike finance specialist will be in touch to help guide you through every step.

Frequently Asked Questions