Car leasing

Car leasing definition

Car leasing is the ideal method of finance for anyone wanting an all-inclusive package, to drive a newer car at a lower monthly cost. Most people think that leasing is limited to new car leasing, but now there’s even more choice, with used car leasing and nearly new car leasing also available.

And it doesn’t matter if you’re a business or individual either; with options for both personal car leasing and business car leasing to choose from.

Apply for car leasing today, and receive an instant decision without affecting your credit score.

Advantages of car leasing

Car leasing is a great option if you like to change your car regularly, while keeping monthly costs low.

Apply online today for a no obligation quote, without affecting your credit score.

Why choose car leasing?

Low initial outlay

Drive a newer car within your budget

Fixed monthly payments for easy budgeting

Tax deductible expenses for business

Optional maintenance cover can be included

Car leasing options

Personal contract hire (PCH)

PCH is designed for individuals looking to lease a car for personal use, over an agreed period. Your monthly payments are calculated based on the length of your contract and your Annual Mileage is agreed upfront. PCH offers a car leasing maintenance option, which covers breakdown, service and maintenance. At the end of the agreement you simply return the vehicle to the lender, with nothing further owing*.  


Business contract hire (BCH)

BCH is a business car loan designed for companies looking to lease a vehicle over an agreed period. With BCH you enjoy all the benefits of personal car leasing, with the added benefit of tax-deductible expenses.

Whether you’re a limited company looking for company car leasing options for employees, or a sole trader looking for a single commercial vehicle lease, we can help you find the right finance solution to drive you and your business forward.

Apply today to discuss your car leasing options with a car finance specialist.

*Subject to excess mileage and return conditions

How does car leasing work?

You’re looking to finance a Mercedes GLA-Class valued at £35,335 inc VAT. You opt for a 48-month vehicle leasing agreement with a 10,000 annual mileage limit. 

You make an initial payment of £1,071 inc VAT (equivalent to 3 monthly instalments), followed by 47 monthly payments of £357 inc VAT. At the end of the contract you return the car to the lender with nothing to pay, providing the car is returned in an acceptable condition, and you have not exceeded your mileage limit.

Apply online today for your free no-obligation quote.

Terms and conditions apply. Subject to status, application and credit acceptance.

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