Side view of an orange executive saloon. The front 30% has a pink background, the middle 40% has a white background, the rear 30% has a blue background. This represents the different options of dividing a car’s value through car finance.

New & Nearly New Car Finance

New & Nearly New Car Finance with Creditplus

Whether leasing or buying a new or nearly new car, our flexible finance packages provide an easy and cost-effective alternative to purchasing a car outright.

Having been operational since 2004 we have developed strong relationships with the top UK lending banks, and can offer our customers a wide range of flexible finance options to suit their individual needs.

If you have already found the car you want then simply complete a quick online application, and an experienced member of our sales consultant team will be in touch.

Alternatively, if you would like to make the most of our free dealer network, then simply complete our online contact form form to gain access to our full dealer network vehicle catalogue. For an idea of the cars we have available you can also browse our most popular car deals .

Nearly New Car Finance - how it works

At Creditplus we specialise in nearly new and new car finance and have been successfully helping our customers finance and find their cars since 2004. With so much experience we've become very good and efficient at providing this service and our excellent Trustpilot rating shows that our customers agree.

Whether you have found a car you like or you're still searching, our extensive range of available cars is sure to have something you like. And even if your requirements are very specific, we're confident we can source a vehicle that satisfies your needs using our nationwide dealer network.

But our service doesn't end there! Creditplus will fully vet the vehicle and dealership to ensure you’re getting a great deal. We’ll let you know the MOT status including recent history, service history, warranty status, ensure the vehicle hasn’t been written off or stolen, vet the dealership and let you know whether there are any potential dealership issues to be made aware of such as bad reviews, negative trading history or regulatory concerns- at no extra cost.

To start simply complete our easy-to-use online application form with your contact details, address and employment details.

We’ll then run a quick Soft Search to check your eligibility and you’ll get a decision straight away - don't worry as this won’t impact your credit score.

Once you’re approved, one of our friendly and experienced consultants will be in touch to discuss your finance options.

If you’ve already found the car you want, we’ll process the funds straightaway so you can get behind the wheel of your new car as soon as possible.

If you haven’t yet found a car that you want, or you would like to browse our stock, then you can either search for a car yourself using our car search portal. Or alternatively, your dedicated consultant will be happy to assist you find the perfect car. 


For the best used car finance deals, simply complete our No-obligation Application form and a sales consultant will be in touch.

Information required to apply:

Your contact details
3 years’ address history
3 years’ employment details

Finance Options Available

To discuss your brand-new and nearly new car leasing or car finance options, simply complete our quick No-obligation Application form and one of our car finance specialists will be in touch.

Ready to get your car finance started?

Your application only takes a couple of minutes and won’t affect your credit score.

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