Approved Car Finance

Getting approved for car finance can be difficult if your credit record is less than perfect.

Some people will have seen adverts for Guaranteed Car Finance. This is something that it is not possible to offer, and while Creditplus is able to help more than 86% of applicants, our Ethical Lending Policy means that while we would like to help everyone who applies to Creditplus, we cannot facilitate car finance for everybody. 

Here at Creditplus, we have a comprehensive list of approved car finance lenders. This means that we can provide car finance catered to each credit rating, from Bad to Excellent. If you're unsure about your credit rating, use our Credit Check Tool for an idea of your likely credit rating based on a series of simple questions.

Save time, effort and money with Creditplus approved car finance.

An Ethical Approach to Car Finance

We strive to offer our customers the best possible service and this starts with the application that you make. We only perform a 'soft search' when you apply, which ensures that your credit rating is not affected by the application. This is really important to our business as we feel customers should not be afraid to make a finance application - with Creditplus you need not fear.

After performing the soft search we'll know if you'll be accepted with one of our lenders. On the rare occasion that we cannot help you, your credit file will not have been impacted from making the application. It's likely that we'll be able to help you and, by knowing your credit worthiness, we can approach the right lender for you, speeding up the loan process and getting you the best deal.

A company you can trust

We are the oldest online car finance specialist in the UK, and we've helped thousands of customers get the finance they need for the car they want.

As a business that's fully regulated by the FCA, we pride ourselves on being the most ethical finance provider. We provide an honest service which will allow you to get the best possible deal.

Ready to get the car you want? Apply today with Creditplus.

What makes Creditplus special 

• Online decision
• We search the car finance market to offer you a competitive deal
• Download your car finance documents online
• FCA (Financial Conduct Authority) regulated
• 14 day money back promise
• Part exchange your used car
• Choose your car from any UK dealership or a private seller