Disability vehicles on finance

At Creditplus we're able to provide car finance for disability vehicles, providing the customer is eligible and that the vehicle meets all of our standard vehicle requirements.

Disability vehicle finance options

If you're disabled and applying for car finance you're likely to have two options to choose from. Firstly you may be entitled to use the Government-based Motability scheme. Alternatively, if you're looking to purchase a car that's been modified for disability use, we can offer our usual finance options to you.

Am I eligible for the Motability Scheme?

To obtain finance for a disability vehicle under the not-for-profit Motability scheme, you need to be receiving one of the following disability allowances:

  • Higher Rate Mobility Component of Disability Living Allowance
  • Enhanced Rate of the Mobility Component of Personal Independence Payment
  • Armed Forces Independence Payment
  • War Pensioners Mobility Supplement

If you're not receiving one of the allowances listed above you're unable to use the Motability scheme, but you may still be eligible for car finance with Creditplus. To find out more, please visit our Do I Qualify help section.

Why choose disability finance with Creditplus?

  • We are FCA (Financial Conduct Authority) regulated
  • Our focus is on customer satisfaction and ethical lending, and 9 out of 10 customers would recommend us - read our Trustpilot customer reviews
  • We compare across our large panel of lenders to find you more options for your motorbike finance package
  • We have been one of the leading online car finance providers for more than 11 years
  • 14-day money back guarantee

Apply online today  

When you apply for finance with Creditplus, we run a soft credit search that won’t leave a footprint on your file. We'll then get in touch and explain your options to you and guide you through the process of financing a modified vehicle. We have a range of lenders on our panel who will consider applications for modified vehicles and our dedicated Customer Advisors will use their expert knowledge to find you the best finance deal.

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.