How do I get car finance on disability vehicles?

Approved by the Car Finance Advisory Board

If you're disabled and applying for car finance you're likely to have two options to choose from. Firstly you may be entitled to use the Government-based Motability scheme. Alternatively, if you're looking to purchase a car that's been modified for disability use, we can offer our usual finance options to you.

Read the following to find out more about the Motability scheme.

Am I eligible for the Motability scheme?

To obtain finance for a disability vehicle under the not-for-profit Motability scheme, you need to be receiving one of the following disability allowances:

  • Higher Rate Mobility Component of Disability Living Allowance
  • Enhanced Rate of the Mobility Componenet of Personal Independence Payment
  • Armed Forces Independence Payment
  • War Pensioners Mobility Supplement

If you're not receiving one of the allowances listed above you're unable to use the Motability scheme, but you may still be eligible for car finance with Creditplus. To find out more, please visit our Do I Qualify help section.

Can you provide car finance for a disability vehicle?

Yes, we're able to provide car finance for disability vehicles, providing the customer is eligible and that the vehicle meets all of our standard vehicle requirements.

Published: 16/05/2016
Last Updated:26/05/2018
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