A common query from new customers is "How do I check if I qualify for car finance?". We list below the considerations to take into account when applying. Please note that applying for car finance with Creditplus will not impact your credit score, so that could be your quickest way to identify if you qualify. Find out more about how we protect your credit score by reading about our Ethical Lending policy (soft search).
You can watch a how car finance works video featured on main Car Finance overview page.
When looking for a car loan you'll need to assess your personal information such as age, residential location and credit score to ensure you'll qualify for car finance. View the personal information requirements here to help you check if you can get car finance.
When applying for car finance it's vital that you can afford to make the monthly finance repayments. Depending on your credit history you may have to prove that you have the income to be able to make the monthly payments. Check what types of income count with car finance here.
Although the majority of our customers will not be limited on their choice of vehicles, there are occasions when the vehicle you choose may not qualify for car finance. Find out all the information you need about vehicles you can finance here.
Car finance lenders want to know that you're in a stable state of employment and therefore there may be some limitations on the types of employment they accept. Find out all the employment information here.
If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.