Free Credit Check Tool

Find out how good your credit history is with our simple questionnaire

When you apply for car finance, it's important to be aware of your credit history and current credit score, as this will affect how much money you'll be able to borrow, as well as the interest that you'll have to pay. We can help by providing you with a free credit check tool.

If you need more information on what your credit rating is and what you can do to improve it, please visit our Credit Clinic.

Alternatively, if you would prefer to talk directly with one of our friendly and experienced Customer Advisors, please call us on 0800 1777 290 or complete our quick online application form (no obligation, no impact to your credit file).

Check Your Credit Rating

Checking your credit rating is always useful because it gives you an idea of the kind of interest rate you'll be paying for your finance. Our free Credit Check Tool will ask you 14 simple questions and provide you with a quick estimation of your credit rating.

Your credit file holds your address history, employment details and any credit agreements you may already have had. It also keeps track of any defaults or CCJs you may have had. Your credit rating will be classed as one of five ratings: Excellent, Good, Fair, Poor or Bad.

Question :

Why am I being asked this question?

Should you need more information after you've completed our free Credit Check, you can fill out our simple, 2-minute online application form. This application will have no impact on your credit file and will allow us to offer you far more detailed advice based on your personal circumstances.  

If you have serious concerns over your credit rating, we advise you to visit our Useful Resources page to find out where to get impartial advice that relates to your financial situation.

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.