The world of car finance can be daunting to those who are unfamiliar with the process. If you don’t know anything about credit ratings, not sure what APR stands for, or have never heard of a PCP deal, then you might be put off applying for a finance package.  But finance doesn’t have to be complicated.

When you apply with Creditplus, you’re assigned a finance consultant to help you through the process. Here are just five ways they will ensure you have everything you need to make car finance easy, hassle-free and the perfect way to finance your next car.

Explain how finance works

One of the key things your Creditplus finance consultant will do is explain how the car finance process works. They will go through the different types of finance products, explaining what each one entails, who they are suitable for, and the different terms and rules surrounding that product. They will look at your personal circumstances and explain which product might be best for you. If you have a product in mind, they will see what you need to ensure you qualify.

Compare car finance deals

When you apply for finance with Creditplus, your credit report will be soft searched – this won’t affect your credit score – but it does mean that we can quickly understand what packages you qualify for. Depending on your credit score, you will qualify for certain types of packages with different providers. 

Your finance consultant will compare the packages available to you and provide you one with the best deal. This could be the most affordable, the one with the lowest interest rate, or the one that allows you to get the car that you want. Whatever you are hoping to get from your finance package, your consultant will help.

Find a car for you

Do you have the ideal car in mind? A specific make and model you are desperate to own? Or do you just have a rough idea of the sort of vehicle you need? Your Creditplus finance consultant will work with our in-house team to find the perfect car tailored to what you need, your budget, even the colour you want! They will help you find a car that’s the right fit for you.

Arrange delivery to your door

Once we’ve found the perfect car for you, then your finance consultant will arrange delivery direct to your doorstep. This will include an RAC-approved vehicle check, which will mean you can be sure the car you’re buying is as described. That means when it is delivered, it’s ready to be enjoyed without the stress of needing an additional inspection.

Advice you can trust

Here at Creditplus, we’re authorised and regulated by the FCA (Financial Conduct Authority). That means we have proved our trustworthiness and show that we are providing all our customers with the information they need to make the right decision about their finance process. So you can be confident that, if you apply for car finance with Creditplus, you’ll be given accurate, truthful information that will allow you to focus on the good part – enjoying your new car.

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