Unless you've been living under a rock, we can bet you've already seen approximately 8,982 Christmas adverts (each time followed by a lengthy debate about which is the best this year), heard Mariah Carey on the radio around 512 times and eaten roughly 85 mince pies - well, it is Christmas, you shrug breezily, as you wash them down with a cheeky Baileys.
If you're really organised, you might have even started your Christmas shopping or, dare we say, finished it. If you have, keep it to yourself please. No one likes a Smug Susan.
The real question is, have you made it onto Santa's nice list this year?
...but we think it should be. So, for the purpose of this quiz, let's pretend Santa chooses people for the naughty and nice lists based on their driving habits. Because, let's face it, he probably should.
Give Santa's elves a rest and let us do the hard work for them. Creditplus can help you find the perfect vehicle and great finance to go with it. For an extra easy car buying journey, give our Find, Fund and Deliver armchair service a try to have your car selected, financed and delivered straight to your door.
If you’ve already found the perfect first car, apply today by completing our simple, 2-minute, no obligation form or call our Customer Advisors on 0800 1777 290.