After applying for car finance with us, your Customer Advisor will help you understand which car finance products will suit your credit circumstances and vehicle choice. Your Advisor will also help you understand whether you would benefit from any products that may help you protect your asset / your vehicle.
Please note: You're not obliged to sign up to any recommended products from Creditplus.
On being accepted for car finance, we'll advise you on the documents required and liaise with our Vehicle Buying team - or your chosen dealership or private seller - about your vehicle.
During the completion of the car finance paperwork, we'll invite you to complete an insurance declaration and a ‘Demands and Needs’ questionnaire. We'll then ask you to confirm the answers provided so that we can be certain that you understand all of the benefits of any recommended products.
Your Customer Advisor will ask you a series of questions and, based on your responses, they'll highlight the products that will benefit you. Key Facts about the product will also be highlighted, along with any exclusions and cancellation rights.
We discuss below some of the optional extras available to help protect your car.
We want to get you on the road as smoothly as possible. Our Find, Fund & Deliver service means that not only do we find the finance, but we also source the car and deliver it directly to your door. For added peace of mind, every car supplied by Creditplus comes with the RAC BuySure package, including 6 months' warranty.
You can find out more about how the RAC BuySure package works by visiting our RAC Approved Dealer page. You can also extend your car warranty to up to 36 months. Ask your Customer Advisor today for more information.
For more information about Car Warranties, please visit our Car Finance Glossary.
Creditplus are delighted to offer Autoglym LifeShine to all of our car supply customers. For the price of £350, our expert Car Valeting team will apply the product to the car, providing lifetime protection. Find out more about our customer offer and Autoglym LifeShine here.
The Guaranteed Asset Protection (GAP) Plus / Return to Invoice (RTI) product offered by Creditplus, is designed to cover any shortfall between the amount your motor insurance pay out and what you originally paid for the vehicle, or the amount outstanding on finance. Find out more about GAP / RTI insurance by talking to your Customer Advisor, or call 0800 1777 290.Further reading:
Having been established for more than 10 years, we're also able to provide attractive rates on specialist insurance, including tyre insurance, alloy wheel insurance and key insurance. To find out more, talk to your Customer Advisor or give us a call on 0800 1777 290.
If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.