New Car Finance

We can provide finance for the newest cars on the market, so if you’re looking to get behind the wheel of a brand-new vehicle, Apply Now or speak to one of our dedicated Customer Advisors.

Want to know how much you can borrow depending on your monthly budget? Find out using our Car Finance Calculator.

Why choose Creditplus for new car finance?

  • You'll be assigned your own dedicated Customer Advisor to support you throughout the process
  • We have a large panel of lenders which gives you more options when applying for new car finance
  • More than 11 years of experience in the car finance industry
  • Extremely high customer satisfaction levels with 9 out of 10 customers willing to recommend us
  • You’ll receive an instant online decision

New car finance options

For used car finance we offer the following loan options:

If you are unsure about which option is best for you then one of our Customer Advisors will be more than happy to discuss your options and answer any questions you may have. Simply give us a call on 0333 6000 290.

Nearly new car finance

While a brand new car may seem like a very attractive prospect, a new car is an expensive item to buy and unless you're planning to keep the car until it completely wears out, you'll want to retain some value in the car for when you sell it on. This is where choosing nearly new car finance can be the best option. 

Advantages of choosing to finance a nearly new car:

1. Slower depreciation

New cars lose a lot of value as soon as they are driven off the dealer forecourt. This can be a big disadvantage when you finance a new car, especially when you choose a Personal Contract Purchase (PCP) or Lease Purchase (LP) package. In these types of car finance project, you are effectively paying for the depreciation in value of the car from the start to the end of the agreement. When you finance a nearly new car using these products, the depreciation is much lower. This means your monthly car finance payments will also be much lower.

2. Better value for money

Buying a nearly new car (up to two years old) will mean you can take advantage of a cars' depreciated value, without losing too much value from the car you buy. As well as the better value, the car will have the benefits of a newer car, such as less wear and tear to the interior and fewer mechanical defaults. Nearly new cars often have much less mileage and some still even come under the manufacturer’s warranty. This means you get the benefit of a new car without the drastic loss of value. 

Apply today

Applying for Used Car Finance with Creditplus is a simple process three-step process.

  1. Complete our 2 minute online application form and receive an instant online decision* on your car finance options
  2. Choose a vehicle from our comprehensive used car search, tell us about a car you’ve already found, or have our vehicle buying team search for your perfect car.
  3. We’ll work with the lender and car dealer to get the best car finance package for you.

Then it’s just a matter of waiting for everything to clear so you can get behind the wheel of your new car.

Apply for finance for your new car today

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.