Used Car Finance

If you are looking to finance a used car we can help. We are one of the leading UK used car financing companies, and with over 90 lending options to compare, we can offer you the best finance package for your individual circumstances. 

We also offer a unique Find, Fund and Deliver service making your car buying journey completely stress-free. Alternatively, if you have already found your perfect car and just need to get the finance in place then we can help with that too.

Why not use our car finance calculator to find out how much you can borrow.


Used car finance options

For used car finance we offer the following loan options:

If you are unsure about which option is best for you then one of our Customer Advisors will be more than happy to discuss your options and answer any questions you may have. Simply give us a call on 0333 6000 290.

Why choose Creditplus for used car finance?

  • A used car has a much slower depreciation rate than a new car
  • We provide a unique ‘Armchair Service’ where we help you Find, Fund and Deliver your vehicle
  • All our cars come from our network of trusted RAC approved dealers, so you can be confident that the car you buy is right for you
  • We compare over 90 lending options to find you the best finance option to suit your individual requirements
  • We provide an instant online decision

Can I get used car finance with bad credit?

We can provide used car finance for individuals from all different credit backgrounds, including those with bad credit. Visit our dedicated bad credit loans page for more information regarding how you can apply for a used car with bad credit, and the factors you should take into account.

Apply online today

Applying for Used Car Finance with Creditplus is a simple process three-step process.

  1. Complete our 2 minute online application form and receive an instant online decision* on your car finance options
  2. Choose a vehicle from our comprehensive used car search, tell us about a car you’ve already found, or have our vehicle buying team search for your perfect car.
  3. We’ll work with the lender and car dealer to get the best car finance package for you.

Then it’s just a matter of waiting for everything to clear so you can get behind the wheel of your new car.

Apply for used car finance today

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.