Bad credit car finance

Overview


If you have a history of bad credit, it can often make getting accepted for car finance more challenging. At Creditplus, we understand that not everyone has a perfect credit score, that’s why we work with a specialist panel of lenders; who offer a broad selection of bad credit car loans.

With a wide range of finance options available, we’re sure to help you find the finance you need – even if you have been refused credit elsewhere.

Check Your Eligibility today without affecting your credit score and get an instant decision.

How it works


Submit your details using our 2-minute Application form and we’ll run a Soft Credit Search based on the information you’ve provided. Don’t worry – this won’t affect your credit score, and you’ll receive a decision straightaway.

Once your application has been accepted, one of our friendly car finance specialists will be in touch to discuss your finance options.

If you haven’t yet found the car you want, you can also take advantage of our unique Find, Fund and Deliver service. Simply tell us your requirements, and we’ll search our network of trusted dealers to find you the perfect car.

If you’ve already found the car you want, or you’d prefer to look yourself – no problem. You can choose a car from any reputable dealer, so long as it meets your lenders vehicle requirements.

Once you’ve found your dream car and you’re happy with the finance agreement, you’re all set to drive away.

Apply online today for your free no-obligation quote.

Terms and conditions apply. Subject to status

Am I eligible?


With a wide range of lending options specifically tailored to people with bad credit, you could be eligible for car finance – even if you have been refused credit elsewhere.

Check Your Eligibility today, without affecting your credit score.

What you need to check your eligibility:

How much you want to borrow

Your contact details

3 years’ address history

3 years’ employment details

Let's get started

Your application only takes a couple of minutes and won't affect your credit score.

Check My Eligibility

Car finance you can trust

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Brilliant hassle free approach, cheaper rate than competitors, courteous and quick service.

Jonathan Cross


My second experience with Creditplus and once again a seamless and professional service.

Martin Dear


They were easy to deal with and found what i needed quickly.

James Daniel Forrest