Whether financing a van for personal use or for business purposes, there’s a wide range of finance options we offer to suit all budgets and requirements.
Having been operational since 2004 we have developed strong relationships with the top UK lending banks, and can offer our customers a wide range of flexible finance options to suit their individual needs.
If you have already found the van you want then simply complete a quick online application, and an experienced member of our sales consultant team will be in touch. Alternatively, you could save money by re-financing your existing van agreement - simply send us your details via an online application form and a friendly consultant will be in touch.
Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.10 per calendar month, with a total cost of credit of £3,928.80 and a total amount payable of £11,428.80. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.
As a vehicle finance specialist, Creditplus have been successfully helping customers finance and find their vehicles since 2004. With so much experience we've become very good and efficient at providing this service and our excellent Trustpilot & 5* Google review rating rating shows that our customers agree.
Whether you have found a van you like or you're still searching, our nationwide dealer is sure to have something you like and that fits your specific requirements.
But our service doesn't end there! Creditplus will fully vet the vehicle and dealership to ensure you’re getting a great deal. We’ll let you know the MOT status including recent history, service history, warranty status, ensure the vehicle hasn’t been written off or stolen, vet the dealership and let you know whether there are any potential dealership issues to be made aware of such as bad reviews, negative trading history or regulatory concerns- at no extra cost.
To start, simply complete our easy-to-use online application form with your contact details, address and employment details.
We’ll then run a quick soft search to check your eligibility and you’ll get a decision straight away - don't worry as this won’t impact your credit score.
If you’ve already found the van you want, we’ll process the funds straightaway so you can get behind the wheel of your new van as soon as possible.
If you haven’t yet found the van you like, or you would like some help to decide what's right for you, then your dedicated consultant will be happy to assist you find the perfect one.
For the best van finance deals, simply complete our No-obligation Application form and a sales consultant will be in touch.
Information required to apply:
Hire Purchase (HP)
With van hire purchase, budgeting is easy. The cost of your loan is divided into equal monthly payments at a fixed interest rate, and once the final payment has been made, the van is yours to keep. Unlike personal contract purchase (PCP) and van contract hire, there are no annual mileage limits, which often makes hire purchase an attractive option to individuals who regularly drive longer distances.Discover
Lease Purchase
With van lease purchase, you can choose to defer an agreed sum to the end of your agreement, helping to reduce your monthly costs. Like hire purchase, you’re not restricted by annual mileage limits, and at the end of the agreement, once your final payment has been made – the van is all yours.Discover
To discuss your brand-new and nearly new car leasing or car finance options, simply complete our quick No-obligation Application form and one of our car finance specialists will be in touch.
Yes. Provided the van meets the lenders vehicle requirements, (e.g. not over the specified age limit) we’ll simply transfer the funds to the seller.
Alternatively, if you’d prefer to take advantage of our service, our team of vehicle buying experts will search our network of trusted dealers to find a van that matches your requirements.
Yes. We understand not everyone has a perfect credit score, which is why we work with a number of lenders who specialise in bad credit van finance for individuals with a history of poor credit.
If you have a less than perfect credit score or have been refused van finance elsewhere, there’s a good chance we can help.
Check Your Eligibility for bad credit van finance today, without affecting your credit score.
Yes. With our wide range of flexible finance options, a deposit isn’t always required.
To check your eligibility for no deposit van finance simply complete our 2-minute no-obligation Application Form.
Yes. Whether you’re a sole trader looking for second-hand van finance, or a large corporate looking to finance a fleet of vehicles, we’ll find you the best finance deal to help drive your business forward.
And it’s not just vans we finance either. With commercial vehicle finance available for taxis, horseboxes, HGVs and more, we’re sure to have the right finance option to suit your requirements.
There are very few restrictions on the commercial vehicles we finance.
All that we ask is that the vehicle doesn't exceed 3.5 tonnes in weight; is no more than 5 years old and doesn't have more than 125,000 miles on the clock at the start of the finance agreement.
Yes. To be eligible for van finance, we simply require proof of income (typically a bank statement showing your monthly earnings).
For more details regarding your eligibility, visit our Eligibility FAQs.
Yes. Provided the van meets the lenders vehicle requirements, (e.g. not over the specified age limit) we’ll simply transfer the funds to the seller.
Alternatively, if you’d prefer to take advantage of our service, our team of vehicle buying experts will search our network of trusted dealers to find a van that matches your requirements.
Yes. We understand not everyone has a perfect credit score, which is why we work with a number of lenders who specialise in bad credit van finance for individuals with a history of poor credit.
If you have a less than perfect credit score or have been refused van finance elsewhere, there’s a good chance we can help.
Check Your Eligibility for bad credit van finance today, without affecting your credit score.
Yes. With our wide range of flexible finance options, a deposit isn’t always required.
To check your eligibility for no deposit van finance simply complete our 2-minute no-obligation Application Form.
Yes. Whether you’re a sole trader looking for second-hand van finance, or a large corporate looking to finance a fleet of vehicles, we’ll find you the best finance deal to help drive your business forward.
And it’s not just vans we finance either. With commercial vehicle finance available for taxis, horseboxes, HGVs and more, we’re sure to have the right finance option to suit your requirements.
There are very few restrictions on the commercial vehicles we finance.
All that we ask is that the vehicle doesn't exceed 3.5 tonnes in weight; is no more than 5 years old and doesn't have more than 125,000 miles on the clock at the start of the finance agreement.
Yes. To be eligible for van finance, we simply require proof of income (typically a bank statement showing your monthly earnings).
For more details regarding your eligibility, visit our Eligibility FAQs.
Your application only takes a couple of minutes and won’t affect your credit score.
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