Conditional sale

Conditional sale definition

Conditional sale is a popular method of financing a vehicle. It spreads the cost of purchasing a vehicle across affordable monthly repayments. Simply choose how much you want to finance over a fixed term – usually from 2 to 5 years – and the repayments and interest are equally divided into monthly repayments. At the end of your agreement, there’s no additional fees and the car is yours. Plus you also have the flexibility to pay off the total amount early if your circumstances change.

Apply for conditional sale today, and receive an instant decision without affecting your credit score.

Advantages of conditional sale

If you’re looking to own your vehicle with cost-effective finance, conditional sale could be your answer.

Apply online today for a no obligation quote, without affecting your credit score.

Why choose hire purchase?

Widely available to a range of credit backgrounds

Easy budgeting with fixed interest rates

Enjoy the freedom of no mileage limits

The car is yours at the end of the agreement

How does conditional sale work?

Rates start from 9.9% APR.

Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.10 per calendar month, with a total cost of credit of £3,928.80 and a total amount payable of £11,428.80.

Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. 

Find out how much you can borrow using our Car Finance Calculator.

Terms and conditions apply. Subject to status, application and credit acceptance.

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