How does car finance work?

Approved by the Car Finance Advisory Board

If you’re looking for advice on the world of car finance and how it works, you’re not alone. From the legal aspect of ownership of a vehicle to how to ensure the cheapest and best car finance deals, we have a wealth of car finance advice. To read more about how it works, click here.

What are my lending options?

One of the most confusing aspects of car finance can be the myriad lending options available. Whether you want to own your car or hand it back at the end of the finance term, we have options available. In order to learn more about lending, visit our Lending page.

In this section: Short Term Loans    Secured Loans

What type of vehicle can I finance?

Although most people who are looking for car finance help are generally looking for cars, it’s possible to get finance on a range of different types of vehicles, from vans and commercial vehicles to motorhomes and cars modified for disability. You can choose a vehicle yourself or ask us to source one for you; read our Vehicles section for more information.

In this section: Choosing a Vehicle  Dealership Finance  Motorhome Finance  Disability Vehicle Finance

Can you provide information for finance agreement holders?

If you've already taken out a car finance agreement, you may be looking for information on what changes you can make. In our motor finance agreement section we answer the most common questions that we receive at Creditplus from people looking to amend their current finance agreements.  

Published: 16/05/2016
Last Updated:31/01/2019
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Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.