In this section we've compiled some of the most popular questions from our customers regarding commercial vehicle finance.
Yes, here at Creditplus we realise that each of our customers are different with varying needs, so for that reason we have an extensive range of products available to help you finance your new or used commercial vehicle.
There are a number of finance products available when it comes to financing a commercial vehicle. These products are Hire Purchase, Lease Purchase, Personal Contract Purchase, Contract Hire and Finance Lease.
No, here at Creditplus we're fortunate enough to have an extensive panel of both professional and reputable lenders who are happy to consider a range of different lending options on commercial vehicles.
There'll be a minimum charge of a 20% VAT deposit on all vans. This is because the lender will not finance the VAT included on the sale of the vehicle.
There are also some restrictions on the terms, such as the age and the mileage of the vehicle. This varies depending on the lender, and our knowledgeable Customer Advisors will be able to assist you further with this.
Commercial vehicle finance is different to other types of finance because it allows you to reclaim the VAT if you're a VAT registered business or individual.
If you have a question which isn't answered within our Commercial Finance Help page, please use our LiveChat function located to the right of this webpage.
If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.