Will my employment circumstances affect me being accepted for finance?

Approved by the Car Finance Advisory Board

Will my new job affect me getting a car loan?

Use the following link to understand how starting a new job will affect your chances of being accepted for car finance. We also look at some common questions regarding new jobs whilst being employed.

Where can I get car finance if I’m unemployed?

It's hard for any company to provide car finance for somebody that isn't employed. There are however some circumstances that might enable you to get finance. You can learn more about unemployed car finance here.

I'm self employed - can I get car finance?

Yes, being self employed will not stop you from being able to obtain finance. The process however is slightly different and you can find out all of the information you need to know about self employed car finance here.

Can I get a car loan if I'm retired?

If you're retired we should still be able to help you with finance. You may have noted however that in many cases lenders will be looking for proof of employment; this is not the same for someone that's retired. Find out more about how retired customers can apply for finance here.

I work part time - can I get car finance?

If you work part time you'll still have options to obtain car finance. It will of course depend on your employment circumstances and there'll be a number of considerations that a lender takes before accepting you. Find out what you need to consider before applying for car finance when working part time here.

In this section: Part Time    Freelancers    Agency Workers

Do you offer car finance for students?

As a student it can be harder to be accepted for finance. We do however have some lenders that will still provide finance to students. Find out how student car finance works here.

Published: 16/05/2016
Last Updated:31/01/2019
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If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.