Get your instant car finance decision
As a Creditplus customer, we know that the most important thing for you is getting the best finance rate. We’ve assisted thousands of customers in getting great deals on their car finance, and we do this by comparing car finance packages across a whole range of car finance options.
When you apply for car finance with us, you’ll benefit from your Customer Advisor checking more than 90 lending options for you. We work with a large and broad range of car finance lenders - from high street banks to car finance specialists - and your Customer Advisor will compare car finance deals from all of our providers to find you the best option. We can assist customers with different financial circumstances - find out more on how we source the best car finance quote for you.
If you’re unsure of the type of finance best suited to you, visit our Car Finance Options page for a breakdown of the different types of finance products available.
We compare car finance options from a large and broad range of market leading lenders because we’re passionate about finding the best possible loan for your circumstances. This process would take you a lot of time to do manually, but our highly sophisticated system ensures we can compare car loans in seconds, achieving highly accurate results.
When you make an application with us, we compare car finance deals that match your personal circumstances with the criteria set by our lenders. Your Customer Advisor will then get in touch to discuss the options available to you; as ethical lenders, it’s imperative that we find the best finance package for your circumstances.
Our finance rates start from 4.9% APR which is an incredibly competitive finance rate. We appreciate that not everybody has a perfect credit history so it's also important that we can provide great rates for customers across the spectrum of credit scores. When we compare car finance deals, we look for the best rates available to you.
We know that when we compare car finance deals across our lenders, we can provide our customers with a better range of finance options. This means that we can provide:
Car Loans > Between £3,000 - £150,000 > 12 - 60 month term lengths > No deposit car loans are also available
In 2004 we decided to approach the market differently to normal comparison sites, so we built a bespoke system that allows us to compare the car loans that we offer through our partners. This means that we cover all of the major car loan lenders in the UK, as well as many high street names.
This system works by conducting a quotation credit search (also known as a 'soft search') on your file. This allows us to see the information on your credit file, but it doesn’t affect your credit rating in the way that a full credit search does. In fact, it will have no impact on your credit rating at all.
We then take this information, along with the details you provide in your application, and match your profile with the detailed lending criteria that we hold from each of our lending partners.
You're then provided with an instant online decision and we make sure that we only compare car finance deals from lenders who are likely to provide you with a loan offer.
This is a highly ethical way of approaching the finance process and we're still the only online car finance provider that compares car loans in this way.
We've taken the comparison process to a much higher level. We now no longer just provide you with a table of lenders offering their best rates; our Customer Advisors guide you through your actual loan options and will compare the car finance deals available for you.
Our Advisors will answer any questions or queries you have about the finance process and signing the lender documents; they'll even help you find your next car if you want them to.
When we compare car finance deals for our customers, we look across a panel of established and respected finance providers. Not all of our lenders can provide finance for all of our customers, so when we compare car loans, we make sure you're matched to the right lender for you. We don't just submit your application to all of our lenders, hoping one will approve your application; this way we protect your credit file and save you time.
If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.