Part 1: Diagnosis

This is your first stop on the Credit Clinic journey and it's here to provide you with a rough idea of your credit score. We explain what the different credit ratings mean and how they may impact your car finance application.
If you're unsure of what your credit score is, please use our free Credit Check Tool, where we ask you 14 quick questions that will provide you with an estimation on what credit rating you may fall under. 
If you're already aware of your credit score, click on the ratings below to discover the differences between each one and gain an understanding of how a change in score can impact the car finance deal you receive. Please note that this is for information only; if you have any queries on your credit file, please visit one of the recommended websites listed in our Useful Resources section.

View the different credit ratings

Click the buttons below to read a detailed description of what each different credit rating means.