Car Finance Calculator

Find out what your monthly repayments will be for the loan you require using our car finance calculator. Alternatively complete our quick online application form (no obligation, no impact on your credit file) and we will help you find the right finance deal.

How would you describe your credit rating?

The price of the car I want is
I want to finance it over
And I have a deposit of
Total Amount Repayable
Total cost of Credit
APR
Monthly Repayments
Representative Example:
Fair Credit
Borrowing £7,500 on a hire purchase agreement over 48 months, a representative APR of 18.5% and a deposit of £0.00, the amount repayable would be £216.89 a month, with a total cost of credit of £2910.72 and a total amount payable of £10410.72.

†† Disclaimer: Quotes generated by this 'Car Finance Calculator' are powered by the finance settings chosen by the user. All the quotes are based on prime interest rates, and are subject to change. In addition the quotes do not take into account any customer information or circumstances which can affect an individuals chance of getting finance for a vehicle. The figures provided by the Car Finance Calculator are quotes and do not represent an acceptance for a loan of any kind. As the quotes are subject to a users personal circumstances and lender requirements, full confirmation on the price to be paid (including all related lender fees) will be detailed in the lenders customer documentation pack

Calculate your monthly payments

Simply click on a credit rating (or leave blank if you don’t know), then select the loan amount, loan term and deposit amount (if unsure leave this at default value or set to £0).

The results are calculated automatically and you can change the values as required to see how this effects your repayments. You can also click on either our Hire Purchase (HP) or Personal Contract Purchase (PCP) loan products, and the results will refresh.

Payment affordability

If you’re unsure what you can afford then why not let us help you – you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly on 0800 1777 290.

You can trust Creditplus – see what our customers say

If you’re unsure what you can afford then why not let us help you – you can either complete the application form with your requirements and an advisor will call you to discuss your options, or you can call us directly on 0800 1777 290.

Our friendly customer advisors are fully trained in SAF (Specialist Automotive Finance), and we are regulated by the FCA (Financial Conduct Authority).

We help over 80,000 people a year and ensure all our customers are provided with the best finance solution for their specific circumstances.

Creditplus are not just good at providing customers with the best car finance solution, we also have a large UK dealer network enabling us to source the car of your dreams at the best price! Not only that but the cars we supply come with RAC BuySure, which includes an 82-pont standard check, a car data check and 12 months’ RAC comprehensive breakdown - all free of charge.

Let us help you get the car you want – apply online now and we’re get straight to work!

We don’t just provide car finance

We take pride in our leading position as an ethical car finance lender and work hard to empower our customers with the knowledge they need to fully understand the process. To learn more please take a look at our Help & Advice, Car Finance Glossary, Credit Clinic and Useful Tools sections.

Of course, feel free to call us on 0800 1777 290 to discuss with one of our customer advisors, or complete our quick online application form and we will call you. Remember, applying will not affect your credit file and you are under no obligation to take it any further.

Got a question for us?

If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.