Creditplus Car Warranties Explained

Approved by the Car Finance Advisory Board

We have two car warranty options available to our customers. The first of these Creditplus warranties is our standard fully comprehensive warranty which is underwritten by us and comes as standard with all vehicles that we supply and finance.

The second warranty option available is our fully comprehensive extended warranty which is underwritten by AutoProtect. You can find out more about this extended warranty here.

We advise our customers that there are 3 different levels of cover available to them, subject to the vehicle age and mileage. Vehicles outside our normal criteria will still have a comprehensive level of cover, but may have reduced claim limits and labour rates.

What's included in the Creditplus comprehensive car warranty?

The Creditplus comprehensive warranty covers you for all mechanical and electrical components, but it doesn't cover wear and tear on your vehicle.

Does my vehicle qualify for a car warranty?

All vehicles that Creditplus source and supply come with a comprehensive 6 month warranty as standard.

If you're purchasing the vehicle from somewhere else and we're just providing the finance, the vehicle will be eligible for a warranty, but we will not supply this as standard.

It's best to check with the dealer who you're buying the vehicle from as to what their terms and conditions are with regards to warranties. Some dealers will only offer a 'back to base' warranty which only covers the vehicle until the owner drives to their home. This is not a comprehensive level of warranty cover.

It's very important that you understand the level of cover provided by the dealer and that you're also provided documentation about your cover. If the dealer won't provide this, it's likely that the level of cover available to you is low, and we would recommend purchasing an extended warranty through Creditplus.


If you have any additional questions on Creditplus car warranties which aren't listed within our car warranties section, please contact us using our LiveChat function located to the right of this webpage.

Published: 16/05/2016
Last Updated:31/01/2019
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If you require further assistance, our team of Customer Advisors are here to help. We're open six days a week - you can view our opening hours here - and we're more than happy to answer your questions.